STR vs LTR calculator — Washington
Pacific Northwest investors often underwrite with tech-job-driven rent demand in mind. Default rent inputs reflect HUD FMR data—still model downside, as job mix shifts and regulation can change outcomes faster than a spreadsheet cell. Same math as the national STR vs LTR calculator; numbers are educational—not lender instructions.
Frequently asked questions
- How do STR platform fees affect returns?
- Platform fees reduce gross booking revenue before operating expenses. This calculator applies your fee percentage to gross nightly revenue after occupancy.
- What occupancy makes short-term rental worth it vs long-term?
- It depends on nightly rate, fees, and expenses. Raise occupancy or nightly rate until STR cash flow and NOI beat your long-term rent scenario on the same financing.
- How should I compare STR vs LTR in Washington?
- Use realistic occupancy and fee assumptions for STR, then compare against a long-term baseline near about $1,950/month. Include cleaner turnover, management, and regulation-related costs before deciding.
Real estate investing in Washington
Real estate investing in Washington
Seattle-area and other markets have nuanced landlord-tenant rules. Your underwriting should reflect the rent path you are legally allowed to achieve, not a headline number from another state.
- Typical 2BR rent
- ~$1,950/mo
- Effective property tax
- ~0.74% of home value
- State income tax
- No personal income tax
Rent: HUD FMR 2025 · Property tax: Tax Foundation 2022 · Adjust all calculator inputs to match your specific deal.
Other calculators for Washington: BRRRR Calculator · Fix and Flip Calculator. All calculators · Investment property calculator