CalculatorMaryland
STR vs LTR calculator — Maryland
Maryland spans expensive metro suburbs and very different small markets. Default rent inputs are drawn from HUD FMR data—match rent and tax assumptions to the municipality, not the whole state. Same math as the national STR vs LTR calculator; numbers are educational—not lender instructions.
Frequently asked questions
- How do STR platform fees affect returns?
- Platform fees reduce gross booking revenue before operating expenses. This calculator applies your fee percentage to gross nightly revenue after occupancy.
- What occupancy makes short-term rental worth it vs long-term?
- It depends on nightly rate, fees, and expenses. Raise occupancy or nightly rate until STR cash flow and NOI beat your long-term rent scenario on the same financing.
- How should I compare STR vs LTR in Maryland?
- Use realistic occupancy and fee assumptions for STR, then compare against a long-term baseline near about $1,900/month. Include cleaner turnover, management, and regulation-related costs before deciding.
Real estate investing in Maryland
Real estate investing in Maryland
County-level property taxes and fees vary. Investors near DC often face a different rent regulation context than western MD—underwrite locally.
- Typical 2BR rent
- ~$1,900/mo
- Effective property tax
- ~0.90% of home value
- State income tax
- Up to 6.5%
Rent: HUD FMR 2025 · Property tax: Tax Foundation 2022 · Adjust all calculator inputs to match your specific deal.
Other calculators for Maryland: BRRRR Calculator · Fix and Flip Calculator. All calculators · Investment property calculator