Cash-on-cash return calculator — Washington
Pacific Northwest investors often underwrite with tech-job-driven rent demand in mind. Default rent inputs reflect HUD FMR data—still model downside, as job mix shifts and regulation can change outcomes faster than a spreadsheet cell. Same math as the national Cash-on-cash return calculator; numbers are educational—not lender instructions.
Frequently asked questions
- How do you calculate cash-on-cash return?
- Cash-on-cash return is annual pre-tax cash flow divided by total upfront cash invested. This includes down payment, closing costs, rehab, and other initial costs.
- What is a good cash-on-cash return for rental property?
- Targets vary by market and risk profile. Many investors compare cash-on-cash return against financing risk, vacancy assumptions, and alternative uses of capital.
- Can I save cash-on-cash calculator results?
- This calculator does not save your session. Use a free Veld account to save deal assumptions, compare scenarios, and track portfolio performance over time.
- What drives cash-on-cash return most in Washington?
- In Washington, cash-on-cash is most sensitive to your entry basis ($658,700 median home prices), interest rate, and true operating costs like 0.74% effective property tax. Stress test rent, vacancy, and maintenance before relying on one output.
Real estate investing in Washington
Real estate investing in Washington
Seattle-area and other markets have nuanced landlord-tenant rules. Your underwriting should reflect the rent path you are legally allowed to achieve, not a headline number from another state.
- Typical 2BR rent
- ~$1,950/mo
- Effective property tax
- ~0.74% of home value
- State income tax
- No personal income tax
- Median home price
- ~$658,700
Rent: HUD FMR 2025 · Property tax: Tax Foundation 2022 · Adjust all calculator inputs to match your specific deal.
Other calculators for Washington: BRRRR Calculator · STR vs LTR Calculator. All calculators · Investment property calculator