CalculatorNew Jersey
STR vs LTR calculator — New Jersey
New Jersey investors navigate high taxes and dense regulation in many markets. Default rent inputs are drawn from HUD FMR data—this calculator handles the math you enter, not legal or rent-control outcomes. Same math as the national STR vs LTR calculator; numbers are educational—not lender instructions.
Frequently asked questions
- How do STR platform fees affect returns?
- Platform fees reduce gross booking revenue before operating expenses. This calculator applies your fee percentage to gross nightly revenue after occupancy.
- What occupancy makes short-term rental worth it vs long-term?
- It depends on nightly rate, fees, and expenses. Raise occupancy or nightly rate until STR cash flow and NOI beat your long-term rent scenario on the same financing.
- How should I compare STR vs LTR in New Jersey?
- Use realistic occupancy and fee assumptions for STR, then compare against a long-term baseline near about $1,950/month. Include cleaner turnover, management, and regulation-related costs before deciding.
Real estate investing in New Jersey
Real estate investing in New Jersey
Municipalities differ sharply on fees and landlord obligations. Pair numbers here with local counsel when rules affect achievable rent.
- Typical 2BR rent
- ~$1,950/mo
- Effective property tax
- ~1.68% of home value
- State income tax
- Up to 10.75%
Rent: HUD FMR 2025 · Property tax: Tax Foundation 2022 · Adjust all calculator inputs to match your specific deal.
Other calculators for New Jersey: BRRRR Calculator · Fix and Flip Calculator. All calculators · Investment property calculator