CalculatorMassachusetts
STR vs LTR calculator — Massachusetts
Massachusetts investors often underwrite older housing and strong tenant protections. Default rent inputs reflect HUD FMR data—use conservative rent growth and expense paths until local counsel confirms your strategy. Same math as the national STR vs LTR calculator; numbers are educational—not lender instructions.
Frequently asked questions
- How do STR platform fees affect returns?
- Platform fees reduce gross booking revenue before operating expenses. This calculator applies your fee percentage to gross nightly revenue after occupancy.
- What occupancy makes short-term rental worth it vs long-term?
- It depends on nightly rate, fees, and expenses. Raise occupancy or nightly rate until STR cash flow and NOI beat your long-term rent scenario on the same financing.
- How should I compare STR vs LTR in Massachusetts?
- Use realistic occupancy and fee assumptions for STR, then compare against a long-term baseline near about $2,200/month. Include cleaner turnover, management, and regulation-related costs before deciding.
Real estate investing in Massachusetts
Real estate investing in Massachusetts
Boston-area and gateway cities can have nuanced rent rules. This calculator does not model legal outcomes—only the math you supply.
- Typical 2BR rent
- ~$2,200/mo
- Effective property tax
- ~0.95% of home value
- State income tax
- 5% flat
Rent: HUD FMR 2025 · Property tax: Tax Foundation 2022 · Adjust all calculator inputs to match your specific deal.
Other calculators for Massachusetts: BRRRR Calculator · Fix and Flip Calculator. All calculators · Investment property calculator