CalculatorMaine
STR vs LTR calculator — Maine
Maine's seasonal and year-round markets behave differently. Default rent inputs reflect HUD FMR data for Maine—model vacancy and expense seasonality honestly, since one annual rent figure can mislead. Same math as the national STR vs LTR calculator; numbers are educational—not lender instructions.
Frequently asked questions
- How do STR platform fees affect returns?
- Platform fees reduce gross booking revenue before operating expenses. This calculator applies your fee percentage to gross nightly revenue after occupancy.
- What occupancy makes short-term rental worth it vs long-term?
- It depends on nightly rate, fees, and expenses. Raise occupancy or nightly rate until STR cash flow and NOI beat your long-term rent scenario on the same financing.
- How should I compare STR vs LTR in Maine?
- Use realistic occupancy and fee assumptions for STR, then compare against a long-term baseline near about $1,500/month. Include cleaner turnover, management, and regulation-related costs before deciding.
Real estate investing in Maine
Real estate investing in Maine
Heating oil and winter maintenance can matter more than in mild climates. Use expense lines that match the building envelope and tenant base you expect.
- Typical 2BR rent
- ~$1,500/mo
- Effective property tax
- ~0.90% of home value
- State income tax
- Up to 7.15%
Rent: HUD FMR 2025 · Property tax: Tax Foundation 2022 · Adjust all calculator inputs to match your specific deal.
Other calculators for Maine: BRRRR Calculator · Fix and Flip Calculator. All calculators · Investment property calculator