CalculatorLouisiana
STR vs LTR calculator — Louisiana
Louisiana investors often navigate insurance complexity and climate risk alongside rent. Default rent inputs are drawn from HUD FMR data—keep outputs directional until carrier quotes and local landlord rules are in hand. Same math as the national STR vs LTR calculator; numbers are educational—not lender instructions.
Frequently asked questions
- How do STR platform fees affect returns?
- Platform fees reduce gross booking revenue before operating expenses. This calculator applies your fee percentage to gross nightly revenue after occupancy.
- What occupancy makes short-term rental worth it vs long-term?
- It depends on nightly rate, fees, and expenses. Raise occupancy or nightly rate until STR cash flow and NOI beat your long-term rent scenario on the same financing.
- How should I compare STR vs LTR in Louisiana?
- Use realistic occupancy and fee assumptions for STR, then compare against a long-term baseline near about $1,050/month. Include cleaner turnover, management, and regulation-related costs before deciding.
Real estate investing in Louisiana
Real estate investing in Louisiana
Wind and flood coverage can dominate PITI near the Gulf. STR and local registration rules vary—confirm outside this calculator.
- Typical 2BR rent
- ~$1,050/mo
- Effective property tax
- ~0.56% of home value
- State income tax
- 3% flat
Rent: HUD FMR 2025 · Property tax: Tax Foundation 2022 · Adjust all calculator inputs to match your specific deal.
Other calculators for Louisiana: BRRRR Calculator · Fix and Flip Calculator. All calculators · Investment property calculator