CalculatorIndiana
STR vs LTR calculator — Indiana
Indiana investors often chase yield in Midwest cash-flow markets. Default rent inputs are drawn from HUD FMR data—accuracy lives in rent comps and realistic rehab and capex lines, so test both best and stress cases. Same math as the national STR vs LTR calculator; numbers are educational—not lender instructions.
Frequently asked questions
- How do STR platform fees affect returns?
- Platform fees reduce gross booking revenue before operating expenses. This calculator applies your fee percentage to gross nightly revenue after occupancy.
- What occupancy makes short-term rental worth it vs long-term?
- It depends on nightly rate, fees, and expenses. Raise occupancy or nightly rate until STR cash flow and NOI beat your long-term rent scenario on the same financing.
- How should I compare STR vs LTR in Indiana?
- Use realistic occupancy and fee assumptions for STR, then compare against a long-term baseline near about $950/month. Include cleaner turnover, management, and regulation-related costs before deciding.
Real estate investing in Indiana
Real estate investing in Indiana
Older housing stock can hide deferred maintenance. Build a line item for turnover and capital repairs rather than assuming rent alone covers surprises.
- Typical 2BR rent
- ~$950/mo
- Effective property tax
- ~0.76% of home value
- State income tax
- 2.95% flat
Rent: HUD FMR 2025 · Property tax: Tax Foundation 2022 · Adjust all calculator inputs to match your specific deal.
Other calculators for Indiana: BRRRR Calculator · Fix and Flip Calculator. All calculators · Investment property calculator