STR vs LTR calculator — Connecticut
Connecticut investors often underwrite older housing and higher tax burdens carefully. Default rent inputs are based on HUD FMR data—compare scenarios here, then align assumptions with local mill rates and insurance quotes. Same math as the national STR vs LTR calculator; numbers are educational—not lender instructions.
Frequently asked questions
- How do STR platform fees affect returns?
- Platform fees reduce gross booking revenue before operating expenses. This calculator applies your fee percentage to gross nightly revenue after occupancy.
- What occupancy makes short-term rental worth it vs long-term?
- It depends on nightly rate, fees, and expenses. Raise occupancy or nightly rate until STR cash flow and NOI beat your long-term rent scenario on the same financing.
- How should I compare STR vs LTR in Connecticut?
- Use realistic occupancy and fee assumptions for STR, then compare against a long-term baseline near about $1,650/month. Include cleaner turnover, management, and regulation-related costs before deciding.
Real estate investing in Connecticut
Real estate investing in Connecticut
High-tax towns can swamp cash flow if you under-model property taxes. Enter assessed-tax expectations for the specific municipality, not a statewide average.
- Typical 2BR rent
- ~$1,650/mo
- Effective property tax
- ~1.36% of home value
- State income tax
- Up to 6.99%
Rent: HUD FMR 2025 · Property tax: Tax Foundation 2022 · Adjust all calculator inputs to match your specific deal.
Other calculators for Connecticut: BRRRR Calculator · Fix and Flip Calculator. All calculators · Investment property calculator