BRRRR calculator
Interest-only during rehab, then a cash-out refinance at ARV. Numbers are educational—confirm with your lender and include reserves, taxes, and insurance in expenses.
Calculator
BRRRR
Buy, rehab, rent, then refinance. Preview cash-out and stabilized performance with your assumptions.
Cash out $84,188 · Loan $206,250
Cash out
$84,188
Cash flow
$68
Cap rate
6.28%
DSCR
1.05
Acquisition & rehab
Stabilized result
Cash out
$84,188
Cash left in
$0
Monthly CF
$68
Cap rate
6.28%
BRRRR calculator
Interest-only during rehab, then refinance at ARV. Outputs are illustrative—verify with your lender and local costs.
After refinance
Cash out at refi
$84,188
Cash left in deal
$0
After estimated refi proceeds vs. cash invested
Monthly cash flow
$68
Cap rate (vs ARV)
6.28%
DSCR
1.05
Stabilized coverage
Cash-on-cash
—
No equity left in—verify refi math
New loan $206,250 · Payment $1,372/mo · Holding interest $4,000
Frequently asked questions
- What is BRRRR in real estate investing?
- BRRRR stands for Buy, Rehab, Rent, Refinance, Repeat: acquire a property, improve it, lease it, refinance into a new loan often sized to after-repair value, and redeploy capital. This calculator models interest-only rehab financing and a cash-out refinance at your stated ARV and LTV.
- How is refinance cash-out estimated here?
- The model applies your refinance LTV to ARV to estimate a new loan amount, then pays off the acquisition loan balance. Proceeds are before closing costs and reserves—add those in your own underwriting.
- Will my lender approve these numbers?
- No. Outputs are educational; lenders use their own appraisal, DSCR, and underwriting rules. Confirm terms, reserves, taxes, and insurance with your lender before relying on any scenario.
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Assumptions: acquisition loan is interest-only until refi; refi pays off the acquisition loan balance; stabilized rent applies after rehab. All calculators · Rental calculator · STR vs LTR · Fix and flip. State pages: Texas, Florida, Georgia.