CalculatorUtah

Investment property calculator — Utah

Utah investors often balance fast population growth history with affordability constraints. Default rent inputs are drawn from HUD FMR data—test downside rent and vacancy paths, not only upside cases. Same math as the national Investment property calculator; numbers are educational—not lender instructions.

Calculator

Investment Property Calculator

Adjust assumptions quickly, keep the main KPIs visible, and jump into deeper analysis when you are ready.

Loan amount $240,000 · payment $1,597/mo

Cash flow

-$919

Cap rate

2.71%

DSCR

0.42

Cash-on-cash

-18.38%

Core assumptions

Start with price, rent, and expenses. Financing assumptions stay available when you want a deeper read.

Live result

Loan amount $240,000 · payment $1,597/mo

Cash flow

-$919

Cap rate

2.71%

DSCR

0.42

Below 1.0 is tighter

Cash-on-cash

-18.38%

Monthly cash flow

-$919

Create a free accountTrack deals & portfolio — see plans

Frequently asked questions

How do you calculate rental property cash flow?
Cash flow is monthly rent minus monthly expenses and debt service, adjusted for vacancy assumptions.
What is a good DSCR for rental property?
A DSCR above 1.0 generally means NOI covers debt service. Many investors target 1.20 or higher for safety.
Can I save calculator results?
This calculator does not store your session. A free account lets you save deals in the deal analyzer and track properties in your portfolio—you enter assumptions there.

Real estate investing in Utah

Real estate investing in Utah

HOA-heavy new construction differs from older infill on expenses. Match your model to the product type you are buying.

Typical 2BR rent
~$1,450/mo
Effective property tax
~0.62% of home value
State income tax
4.65% flat

Rent: HUD FMR 2025 · Property tax: Tax Foundation 2022 · Adjust all calculator inputs to match your specific deal.

Other calculators for Utah: BRRRR Calculator · STR vs LTR Calculator. All calculators · Investment property calculator