Investment property calculator — Pennsylvania
Pennsylvania investors often weigh older housing stock and city-specific landlord rules. Default rent inputs reflect HUD FMR data—conservative maintenance and vacancy assumptions usually age better than aggressive rent growth. Same math as the national Investment property calculator; numbers are educational—not lender instructions.
Calculator
Investment Property Calculator
Adjust assumptions quickly, keep the main KPIs visible, and jump into deeper analysis when you are ready.
Loan amount $240,000 · payment $1,597/mo
Cash flow
-$1,109
Cap rate
1.95%
DSCR
0.31
Cash-on-cash
-22.18%
Core assumptions
Start with price, rent, and expenses. Financing assumptions stay available when you want a deeper read.
Live result
Loan amount $240,000 · payment $1,597/mo
Cash flow
-$1,109
Cap rate
1.95%
DSCR
0.31
Below 1.0 is tighter
Cash-on-cash
-22.18%
Monthly cash flow
-$1,109
Investment Property Calculator
Enter assumptions to preview monthly cash flow, cap rate, DSCR, and cash-on-cash return.
Monthly cash flow
-$1,109
Cap rate
1.95%
DSCR
0.31
Below 1.0 is tighter
Cash-on-cash
-22.18%
Loan amount $240,000 · payment $1,597/mo
Frequently asked questions
- How do you calculate rental property cash flow?
- Cash flow is monthly rent minus monthly expenses and debt service, adjusted for vacancy assumptions.
- What is a good DSCR for rental property?
- A DSCR above 1.0 generally means NOI covers debt service. Many investors target 1.20 or higher for safety.
- Can I save calculator results?
- This calculator does not store your session. A free account lets you save deals in the deal analyzer and track properties in your portfolio—you enter assumptions there.
Real estate investing in Pennsylvania
Real estate investing in Pennsylvania
School taxes and municipality overlays can surprise new owners. Break out taxes and insurance explicitly rather than lumping them into a single low expense ratio.
- Typical 2BR rent
- ~$1,250/mo
- Effective property tax
- ~1.58% of home value
- State income tax
- 3.07% flat
Rent: HUD FMR 2025 · Property tax: Tax Foundation 2022 · Adjust all calculator inputs to match your specific deal.
Other calculators for Pennsylvania: BRRRR Calculator · STR vs LTR Calculator. All calculators · Investment property calculator