CalculatorMinnesota
Investment property calculator — Minnesota
Minnesota investors balance cold-climate operating costs with stable tenant demand in many metros. Default rent inputs reflect HUD FMR data—model utilities and maintenance with local specificity. Same math as the national Investment property calculator; numbers are educational—not lender instructions.
Frequently asked questions
- How do you calculate rental property cash flow?
- Cash flow is monthly rent minus monthly expenses and debt service, adjusted for vacancy assumptions.
- What is a good DSCR for rental property?
- A DSCR above 1.0 generally means NOI covers debt service. Many investors target 1.20 or higher for safety.
- Can I save calculator results?
- This calculator does not store your session. A free account lets you save deals in the deal analyzer and track properties in your portfolio—you enter assumptions there.
- What should I benchmark first in Minnesota rental underwriting?
- Start with about $1,350/month, 0.99% effective property tax, and your financing terms, then compare multiple vacancy and repair scenarios. This calculator is educational and should be validated with local rent comps and lender terms.
Real estate investing in Minnesota
Real estate investing in Minnesota
Property tax classifications and special assessments vary. Enter taxes and insurance from sources you trust for that specific parcel.
- Typical 2BR rent
- ~$1,350/mo
- Effective property tax
- ~0.99% of home value
- State income tax
- Up to 9.85%
Rent: HUD FMR 2025 · Property tax: Tax Foundation 2022 · Adjust all calculator inputs to match your specific deal.
Other calculators for Minnesota: BRRRR Calculator · STR vs LTR Calculator. All calculators · Investment property calculator