Investment property calculator — Michigan
Michigan investors compare Rust Belt cash flow with metro job drivers. Default rent inputs are drawn from HUD FMR data—stress-test maintenance on pre-1980s stock and verify tax assessments for the specific city. Same math as the national Investment property calculator; numbers are educational—not lender instructions.
Calculator
Investment Property Calculator
Adjust assumptions quickly, keep the main KPIs visible, and jump into deeper analysis when you are ready.
Loan amount $240,000 · payment $1,597/mo
Cash flow
-$1,299
Cap rate
1.19%
DSCR
0.19
Cash-on-cash
-25.98%
Core assumptions
Start with price, rent, and expenses. Financing assumptions stay available when you want a deeper read.
Live result
Loan amount $240,000 · payment $1,597/mo
Cash flow
-$1,299
Cap rate
1.19%
DSCR
0.19
Below 1.0 is tighter
Cash-on-cash
-25.98%
Monthly cash flow
-$1,299
Investment Property Calculator
Enter assumptions to preview monthly cash flow, cap rate, DSCR, and cash-on-cash return.
Monthly cash flow
-$1,299
Cap rate
1.19%
DSCR
0.19
Below 1.0 is tighter
Cash-on-cash
-25.98%
Loan amount $240,000 · payment $1,597/mo
Frequently asked questions
- How do you calculate rental property cash flow?
- Cash flow is monthly rent minus monthly expenses and debt service, adjusted for vacancy assumptions.
- What is a good DSCR for rental property?
- A DSCR above 1.0 generally means NOI covers debt service. Many investors target 1.20 or higher for safety.
- Can I save calculator results?
- This calculator does not store your session. A free account lets you save deals in the deal analyzer and track properties in your portfolio—you enter assumptions there.
Real estate investing in Michigan
Real estate investing in Michigan
Winter utilities and frozen-pipe risk can lift operating costs. Build realistic reserves rather than relying on optimistic rent alone.
- Typical 2BR rent
- ~$1,050/mo
- Effective property tax
- ~1.54% of home value
- State income tax
- 4.25% flat
Rent: HUD FMR 2025 · Property tax: Tax Foundation 2022 · Adjust all calculator inputs to match your specific deal.
Other calculators for Michigan: BRRRR Calculator · STR vs LTR Calculator. All calculators · Investment property calculator