How do you calculate fix and flip profit?

Net profit is sale proceeds after selling costs and loan payoff, minus cash invested (down payment, rehab, interest-only payments during hold, and monthly carrying costs).

What is a good ROI for house flipping?

Targets vary by market and risk. Many investors compare return on cash to alternative uses of capital and minimum hurdle rates after accounting for taxes and contingencies.

Does this include hurricane or flood insurance?

No. Add expected insurance and reserves in your expense inputs. The calculator does not model hazard zones or carrier requirements for you.

CalculatorFlorida

Fix and flip calculator — Florida

Florida investors often weigh insurance and storm risk alongside rent and tourism-driven demand. Default rent inputs reflect HUD FMR data—align assumptions with carrier quotes and local landlord rules before committing. Same math as the national Fix and flip calculator; numbers are educational—not lender instructions.

Calculator

Fix and flip

Purchase, rehab, hold with IO financing, then sell at ARV. See profit and return on cash invested.

Net profit $40,800 · Cash in $78,400

Net profit

$40,800

ROI

52.0%

Ann. ROI

131.2%

Hold (mo)

Deal

Purchase

Rehab

ARV

Hold mo

Down %

Loan rate % (IO)

Sell % ARV

Carry / mo

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Fix-and-flip calculator

Interest-only loan during hold; sale at ARV net of selling costs; loan payoff equals initial loan. Illustrative only—add reserves, taxes, and contingencies in real underwriting.

Purchase price

Rehab budget

ARV (sale price)

Hold (months)

Down payment %

Loan rate % (IO, annual)

Selling costs % of ARV

Carrying costs / mo

Results

Net profit

$40,800

Total ROI

52.0%

Annualized ROI

131.2%

Cash-on-cash (total)

52.0%

Cash in $78,400 · Hold 6 mo · Selling costs $20,800 · Net sale before payoff $239,200

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Track deals & portfolio — see plans

Frequently asked questions

How do you calculate fix and flip profit?: Net profit is sale proceeds after selling costs and loan payoff, minus cash invested (down payment, rehab, interest-only payments during hold, and monthly carrying costs).
What is a good ROI for house flipping?: Targets vary by market and risk. Many investors compare return on cash to alternative uses of capital and minimum hurdle rates after accounting for taxes and contingencies.
Does this include hurricane or flood insurance?: No. Add expected insurance and reserves in your expense inputs. The calculator does not model hazard zones or carrier requirements for you.

Real estate investing in Florida

Wind and flood coverage can move total housing cost more than in many inland markets. Short-term rental rules vary by city—confirm legality and fees separately from this tool.

Typical 2BR rent: ~$1,700/mo
Effective property tax: ~0.91% of home value
State income tax: No state income tax

Rent: HUD FMR 2025 · Property tax: Tax Foundation 2022 · Adjust all calculator inputs to match your specific deal.

Other calculators for Florida: BRRRR Calculator · STR vs LTR Calculator. All calculators · Investment property calculator