CalculatorTennessee
Cash-on-cash return calculator — Tennessee
Tennessee investors frequently compare urban core deals with suburban cash flow. Default rent inputs are drawn from HUD FMR data—keep expense lines realistic for your property age and local landlord norms. Same math as the national Cash-on-cash return calculator; numbers are educational—not lender instructions.
Frequently asked questions
- How do you calculate cash-on-cash return?
- Cash-on-cash return is annual pre-tax cash flow divided by total upfront cash invested. This includes down payment, closing costs, rehab, and other initial costs.
- What is a good cash-on-cash return for rental property?
- Targets vary by market and risk profile. Many investors compare cash-on-cash return against financing risk, vacancy assumptions, and alternative uses of capital.
- Can I save cash-on-cash calculator results?
- This calculator does not save your session. Use a free Veld account to save deal assumptions, compare scenarios, and track portfolio performance over time.
- What drives cash-on-cash return most in Tennessee?
- In Tennessee, cash-on-cash is most sensitive to your entry basis ($389,100 median home prices), interest rate, and true operating costs like 0.46% effective property tax. Stress test rent, vacancy, and maintenance before relying on one output.
Real estate investing in Tennessee
Real estate investing in Tennessee
No state income tax does not remove property tax, insurance, or maintenance from your rental math. Enter those costs explicitly in your scenario.
- Typical 2BR rent
- ~$1,150/mo
- Effective property tax
- ~0.46% of home value
- State income tax
- No state income tax
- Median home price
- ~$389,100
Rent: HUD FMR 2025 · Property tax: Tax Foundation 2022 · Adjust all calculator inputs to match your specific deal.
Other calculators for Tennessee: BRRRR Calculator · STR vs LTR Calculator. All calculators · Investment property calculator